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Health Insurance and Voluntary Dental Plan
Anthem provides health care coverage for more than 2 million
Virginians, which include many of the university's employees. There
are three plans offered for your health care needs, all of which
include vision and prescription drug benefits.
This plan is Anthem's preferred provider organization. Patients
select their own hospitals and doctors, either from inside or outside
the plan. The benefit cost can be either in the form of co-insurance
and/or co-payment, depending on the services needed. This plan
also provides a limit on out-of-pocket expenses.
This plan is Anthem's traditional fee-for-service
health insurance. Members pay a deductible or a flat dollar amount
for services such as a doctor's visit or a hospital stay. Typically
you pay a 10% co-insurance for all your medical needs with a reasonable
out-of-pocket limit.
This Plan is Anthem's health maintenance organization, (HMO). This
type of health care network provides a wide range of health care
services with fixed co-payments and predictable out-of-pocket expenses.
This plan offers reasonable
dental coverage for the university's employees and their families. A
wide range of covered dental services is offered such as diagnostic
and preventive services, basic dental services and major services. |