Student Health Insurance
Student Health Insurance Plan
Hampton University requires that all full time undergraduate and international students have adequate health insurance coverage. Due to the recent changes in the federal healthcare laws, specifically the Patient Protection Affordable Care Act, the University has specific requirements that must be met for all enrolled undergraduate and international students. The requirements include a plan that provides appropriate coverage to access of patient care providers in the Hampton Roads, VA area for emergency and non- emergency conditions to include mental health, prescription drug benefits, coverage that will remain in effect for the 2016-2017 academic year, with an unlimited policy year maximum and immediate pre-existing condition coverage. If your coverage is a HMO and it does not provide guest privileges, it does not meet the University criteria.
Undergraduate and International students will be automatically enrolled in the University sponsored Student Health Insurance Plan and the annual premium will be billed to the student account, unless proof of adequate health insurance coverage is submitted. Students who already have health insurance for the entire academic year and meet the above requirements must submit a waiver by September 3, 2016 and the waiver request must be approved to avoid being enrolled in the Student Insurance Plan. It is the responsibility of the student to verify whether or not the charge has been billed to your student account.
Graduate students are not required by the University to have health insurance coverage but are eligible if enrolled in six or more credit hours. To enroll go to www.gallagherstudent.com/hamptonu. The plan is a voluntary basis. All international students are automatically enrolled in the Student Insurance Plan.
The plan is a Student Health Injury and Sickness Plan. It is designed to meet the health care needs of the diverse student population attending Hampton University. The plan provides the student with comprehensive coverage to include prevention and wellness benefits. The annual premium for the 2016-2017 year for undergraduate students is $1,048.00 per year. The annual premium for graduate students is $1,239.00 per year. The coverage period is August 2, 2016 to August 1, 2017. Undergraduate and graduate students may select a plan for spouses and dependents. Please visit www.gallagherstudent.com/hamptonu to enroll or waive the student health insurance.
The plan carrier is Companion Life Insurance Company, a subsidiary of Blue Cross Blue Shield of South Carolina. The account manager is Gallagher Student Health & Special Risk. They can be reached via telephone from 8:30am to 8:00pm EST at 877-498-7926 or by going to www.gallagherstudent.com/hamptonu and clicking the Customer Service link. All claims are filed to HealthSmart Benefit Solutions at 3320 West Market Street Suite 100, Fairlawn, OH 44333. They can be contacted via email at firstname.lastname@example.org , their website, www.healthsmart.com, or by calling 1-800-331-1096. The plan provides health insurance coverage anywhere in the United States and when students are traveling abroad. The plan is an indemnity plan and can be used at any physician office, hospital, or urgent care center.
The plan might pay, in addition to other insurance coverage, when an out of state HMO does not provide coverage and might assist with the deductibles or any unpaid balances that are not covered by the other insurance. All students with a limited, out of area coverage, or otherwise inadequate coverage in the Hampton Roads, VA area, will need to enroll in the student insurance plan.